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Personal Umbrella Insurance in Fairfield and Clifton, NJ

One of the most overlooked policies, but probably one of the most important, is personal umbrella insurance. At Allwood Forlenza Insurance Agency, we have been providing comprehensive coverage that protects and keeps assets secure when it is needed most in Woodland Park, Clifton, and surrounding areas throughout New Jersey. 

Understanding Your Personal Umbrella Insurance Coverage

Have you thought about what would happen if you caused an accident but your auto insurance deductible wasn’t enough to cover the damages? What if harsh weather damages your home beyond what your policy will cover? A personal umbrella plan is set up to insure your assets when the damages you are being held liable for exceed the liability limits that are on your primary policies.

Our personal umbrella insurance can be applied to incidents such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

What you can expect from us

Our agents take the time to ask the right questions, to understand your insurance needs and create a plan that is tailored just for you. Each year when it is time for a review, we assess your current situation to make sure there are gaps in coverage.

Contact us to learn more about our personal umbrella insurance options. To get started on a policy, request a quote

Our Location

Allwood Forlenza Insurance Agency

110 Little Falls Rd
Fairfield, NJ 07004
Main office: 973-510-2542

Our Providers


Thank you so much for all you have done for us all these years. We appreciate it all.
Jennifer T.
Professional, knowledgeable, helpful, and quick. Highly recommended.
Jared B.
Allwood Forlenza has been my insurance agent for many years. They've always been helpful and have provided great customer service.
Alfred F.
I’ve been with Allwood for nearly 25 years; they insure my home and my auto. I trust her to look out for best price and best representation. I had to file a claim after a storm once and she delivered quickly and effectively. I’ve had other agents. My previous auto insurer despite it being a top tier company, the insurance rep was never available for service—only to collect my fees. They will be there for you!
Vikki H.