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Allwood Forlenza Agency, INC. Blog

View the latest blog posts from Allwood Forlenza Agency, INC..

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Thursday, March 23, 2023

6 Factors That Can Affect Your Home Insurance Rates

Since your house is likely your largest investment, getting the right home insurance is key for protecting your family’s finances. However, just because you need to protect your home doesn’t mean you want to pay a small fortune for home insurance. READ MORE >>

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Tuesday, February 21, 2023

The Benefits of Using an Independent Insurance Agency to Get Car Insurance

If you are in the process of registering your car, you’ll most likely have to buy car insurance. The law requires every driver to carry minimum levels of coverage. It’s an important mechanism to always help the policyholder behind the wheel.   READ MORE >>

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Thursday, February 2, 2023

How Does a Car Insurance Deductible Work?

When you buy car insurance, you expect your policy to help you pay for the damage done to your vehicle in a variety of hazardous events, from wrecks to vehicle fires and more. However, even expansive policies likely won’t cover 100% of your vehicle’s damage costs. READ MORE >>

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Wednesday, January 4, 2023

Increasing Your Longevity with Exercise

Most people want to live longer lives. Although this desire is naturally one of self-interest, others benefit as well. Your family depends on your support, both emotional and financial. Therefore their security depends on how well you take care of yourself. READ MORE >>

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Wednesday, December 28, 2022

Who Is Required to Carry Professional Liability Insurance?

Professional liability insurance can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. This type of policy may apply to professional mistakes ranging from incorrect advice, breach of duty, incomplete work, missed deadlines, misrepresentation and even wrongful acts. READ MORE >>

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Wednesday, November 16, 2022

What Is High-Value Home Insurance?

If your home value is $750,000 or more, your house may be considered high-value. Due to the high costs of the repairs and replacements necessary for these luxury homes, a standard homeowners policy may not be sufficient for your financial protection.   We’re here to answer all of your insurance questions today. READ MORE >>

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Thursday, October 20, 2022

What Do I Need to Get General Liability Insurance?

General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day to day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. READ MORE >>

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Friday, September 23, 2022

Does My Business Owners Policy Cover My Store?

Part of a business owners policy is designed to protect a business owners’ physical property in case of loss or damage due to an accident or disaster. This side of your BOP is called commercial property insurance.  READ MORE >>

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Thursday, August 11, 2022

Does Liability Car Insurance Cover Passengers?

Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>

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Monday, July 25, 2022

5 Things You Need to Know About Flood Insurance

Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning it. READ MORE >>

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