Boat Insurance in Fairfield and Clifton, NJ
Cast Your Worries Aside
Before you hit the water, make sure you are protected with a boat insurance policy from Allwood Forlenza Insurance Agency. This policy is highly recommended to those who own and operate any type of marine vehicle as it will give you the coverage you need in the event that you or one of your passengers, were injured, or if your boat became damaged.
Boat Insurance Coverage Details
As a local agency, we’ve had the opportunity to establish long-standing relationships with some of the nation’s top providers including Foremost, Travelers, and Progressive. This has given our team the ability to shop around on behalf of our customers to ensure they have the best coverage possible. We also offer multi-policy discounts for customers who hold multiple policies with our agency.
Our boat insurance covers the following marine vehicles:
- Performance Boats
- Sail Boats
- Bass Boats
- Jet Skis
What Can a Boat Insurance Policy Cover?
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
- Collision with another boat or object
- Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.
In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:
- Bodily Injury payments
- Damage to another’s property
- Medical Payments
- Guest Passenger Liability
What you can expect from us
Our agents are knowledgeable in this type of coverage and many of them own boats and other marine vehicles and understand the risks and experience of ownership that comes with team. We take the time to get to know our clients and fully understand their insurance needs, to create a policy that fits their lifestyle.