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Renters Insurance in Fairfield and Clifton, NJ

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Allwood Forlenza Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Allwood Forlenza Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Allwood Forlenza Insurance Agency

110 Little Falls Rd
Fairfield, NJ 07004
Main office: 973-510-2542

Our Providers

Testimonials

Thank you so much for all you have done for us all these years. We appreciate it all.
Jennifer T.
Professional, knowledgeable, helpful, and quick. Highly recommended.
Jared B.
Allwood Forlenza has been my insurance agent for many years. They've always been helpful and have provided great customer service.
Alfred F.
I’ve been with Allwood for nearly 25 years; they insure my home and my auto. I trust her to look out for best price and best representation. I had to file a claim after a storm once and she delivered quickly and effectively. I’ve had other agents. My previous auto insurer despite it being a top tier company, the insurance rep was never available for service—only to collect my fees. They will be there for you!
Vikki H.