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Benefits

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As an independent agency Allwood Forlenza Insurance Agency has a full range of life, health and disability coverage plans to meet your specific needs. Whether you are a self-employed entrepreneur looking for coverage, an employer seeking a group benefits policy, or an individual who needs coverage for yourself and your family we can help provide you with the protection you require for yourself, your family or your employees.

 

Group Insurance

 

Pensions & Profit Sharing

A pension is a steady income given to a person, usually after retirement. The point of a pension is to give you income after you retire.

 

Heath Insurance

There are many group medical insurance programs available, including HMO, POS and PPO plans. New Jersey does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health.

 

Disability Insurance

Disability Insurance coverage provides policy holders financial protection for your loved ones in case in case you become ill. We offer both long term and short term to help provide policyholders financial protection when income is interrupted.

   
   

 

 

Individual Insurance

 

Health Insurance
It is important to be well protected when on the open road. Our motorcycle insurance products provide you with security and peace of mind because we've thought of everything you need to take on the open road.

  Disability Insurance
Individual disability insurance is truly a basic concept. It is an insurance product designed to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation.

  Life Insurance
Individual Life Insurance business creates and distributes individual life insurance policies including variable life, term life, universal life, and survivorship life products.
  Mortgage Life Insurance
Home ownership is the single and largest investment most people will ever make and with it comes the biggest debt most people will ever incur.